Some of us hardly think of getting our hearts broken by our partners during the inception of our relationship. The initial honeymoon period never lets us be negative and cautious before investing wholeheartedly into it.
But, when things get ugly and people finally start showing their true colors, that is when we think, ‘I should have been prepared’. Well, at least some of us had planned things well, even a heartbreak.

Taking to Twitter, a man named Prateek Aaryan shared how he had moved beyond health insurance and came up with an economical idea to insure his broken heart.
So, during the start of their relationship, Prateek and his girlfriend agreed on a pact. Every month they started depositing Rs 500 each into a joint account throughout the course of their relationship as part of their Heartbreak Insurance Fund (HIF). As per the fund’s policy, the money could only be withdrawn by the person who is being cheated upon by their partner.
Well, Prateek did get a whopping Rs 25,000 recently as his girlfriend cheated on him after four years and two months.
“I got Rs 25000 because my girlfriend cheated on me . When Our relationship started we deposited a monthly Rs 500 each into a joint account during relationship and made a policy that whoever gets cheated on, will walk away with all money. That is Heartbreak Insurance Fund (HIF).” (sic)
I got Rs 25000 because my girlfriend cheated on me .When Our relationship started we deposited a monthly Rs 500 each into a joint account during relationship and made a policy that whoever gets cheated on ,will walk away with all money.
That is Heartbreak Insurance Fund ( HIF ).— Prateekaaryan (@Prateek_Aaryan) March 15, 2023
People online thought it was a genius idea. Some had other opinions too.
This is the most genius thing I have ever heard.
— Saniya Dhawan (@SaniyaDhawan1) March 15, 2023
Maine bhi aisa hi karna hai 😂
— Pooja Thacker 🦋 (@tunewithbits) March 15, 2023
I was looking for investment options, and this seems to have great returns, anyone up for collaboration?
— Vrushabh S Kulkarni (@vrushabhsk) March 15, 2023
Sahi hai,
HIF investments are subject to market risk,think before leave.— Kumar Biswal 🇮🇳⚔️ (@Hairebabu07) March 15, 2023
I don’t know how you feeling rn so
Congrats 👏🏽 if you’re happy
Or Sorry if you feel bad about getting cheated on— Respectfully Tanmay (@taannmay) March 15, 2023
I tell this to my mom and she said “ladki ne socha hoga ke chal 25k deke chutkara paa leti hu” 😂
— CosmoCooCoo (@JaiSharma1104) March 15, 2023
So basically sex with another person cost her 12500
— Sanjeev Chhabra (@chhabs63) March 15, 2023
Tf!!!! I am implementing this next!
— Suhana Siddika (@suhana_siddika) March 15, 2023
The fact that she was losing the money and still chose to cheat you.
ManYou see the potential?
You can repeat with other cases
You’re welcome for the business idea.— अंचल बतरा (@ohbatra) March 15, 2023
A handful of people even gave him ideas on how to use this heartbreak money in better ways.
Go on a trip with that money with your new girlfriend 🥴
— ~Neeeeedhheeeee ♡~ (@Neeedhheeee__30) March 15, 2023
Assuming that you both were in a relationship for around
2 yrs (25 months, to be precise)U chose to deposit 500 into a joint account and got 25k in the end.
However a better approach would’ve been to buy shares for eachother and have a policy that whoever gets cheated on-
— Athene Babe (@Shai_kespeare) March 15, 2023
Random YouTube finance influencer:
Relationship period= 25000/500= 50 months. Which is 4 years and 2 months.
If you would have invested the same amount in a mutual fund with an annual 8% rate you could have ended in Forbes 30 under 30 :’)
— Aaraynsh (@aaraynsh) March 15, 2023
Well, at least someone benefitted from a heartbreak. All we got was sleepless nights, overthinking, hair fall, and trust issues. 😖